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Let’s look at some common questions concerning the facts about bankruptcy in London.

1)

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

What is bankruptcy?
Bankruptcy is a method of dealing with overdue debts. It allows

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ou to start over, but with several stipulations. Anyone can file bankruptcy. Your individ

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

al creditors can also petition to have you made bankrupt.

2) Is bankruptcy advisable?

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

Probably not. You are going to lose everything. You need to consider every alternative

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

horoughly first.

3) Is bankruptcy a public affair?
It is very much so. Your bankrup

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

cy will be published in the London Gazette as well as your local newspaper. Your creditor

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

s, banks, landlord and societies/organizations are all notified immediately.

4) Who is i

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

charge of dealing with your bankruptcy?
The Official Receiver is an officer of the

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ourt appointed by the Secretary of State. He/she will assume responsibility of dealing wi

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

h all of your financial matters, protecting, liquidating and distributing your assets amo

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

gst your creditors.

5) What will I lose?
You will lose just about everything of any

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

value that you possess including, but not limited to: your home, autos besides those requ

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

red for your work, bank accounts, insurance policies, credit cards, furniture besides bed

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ding, jewelry and possibly even pensions.

6) What can I keep?
You are normally perm

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

tted to retain books, clothing, bedding and tools. That’s about it.

Depending upon their

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

individual nature, bankruptcies can be discharged within twelve months. Most last longer,

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

up to five years. Repeat bankrupts can be prolonged for 15 years in some cases. Bankruptc

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

in London should only be looked upon as a last result to financial woos. Talk with a fin

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ncial counselor about an individual voluntary arrangement (IVA) with your creditors first

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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