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There is a huge problem I see with homeowners. Foolish spending breeds more fo

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

olish spending and before long, home equity loans have hard working folks in a

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

major bind.

Before you find that starter house that’s probably not as nice as

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

the one you’re living in, here is a list of reasons not to own a home that you

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

may not be aware of.

1. NO property taxes to pay on your rental
2. V

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

rtually no upkeep
3. Easier to relocate if you decide to move
4. No

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

xpensive remodeling projects
5. No home equity lines of credit to pay bac

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

6. You save interest charges
7. If you don’t like your neighbors, y

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

u can move faster
8. No worries about property value declining

I sug

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

est putting your money in a better investment instead of a house. Fifty dollar

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

a month or more in a mutual fund, although better investments are available,

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

you can purchase a better home in cash with money left over and you save years

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

of interest. If you already own your home, avoid the temptation of equity loa

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

s. The idea behind home ownership is that you’re not throwing money away on re

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

t each month and after a certain time period, the property is paid for and you

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

have less living expenses for when you’re older.

Let compound interest work f

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

r you, not against you. Set up an automatic payment from your checking or savi

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

gs into a good investment and watch the money grow. When we get older, we tend

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

to change our minds about a lot of things. Our likes and dislikes change. By w

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

iting to buy, you save money on old style preferences and spend it on new ones

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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